4 Steps To Take After Your First Car Accident

What To Do After a Car Accident

Getting in your first car accident is something that you probably wish you could forget. All the stress that is associated with car accidents is doubled during your first accident, since you are not quite sure what you should do. Keep these 4 steps in mind to help the claims process go as smoothly as possible during your first accident.

  1. Call the police – for any major accidents and any accidents that cause an injury, make sure to call the police. The dispatcher may send an officer to the scene, or they may direct you to the nearest police station to give a report. No matter which they do, make sure to get a copy of the report, since your insurance company will most likely need one.
  2. Take notes and exchange information – exchange your insurance, contact, and vehicle information with any other drivers that were involved in the accident. If there are any witnesses, also get their contact information. Take pictures and detailed notes about the accident, such as the time of day and the sequence in which things happened. It is much easier to remember what happened when the accident is still fresh in your mind.
  3. Protect your car – if possible, move your car to the side of the road where it will be protected from any further damage. Set up flares or reflective triangles (if you have them) to warm other drivers of your situation.
  4. Call your insurance company – after the police and paramedics, your insurance company should be your next phone call, no matter who is at fault. The sooner you talk to your insurance agent, the sooner the claims process can get going.

Having the right auto insurance policy can help to ensure that you are properly protected after an accident. Contact Mayer Insurance in Apple Valley, Minnesota for all of your auto insurance coverage needs.