Car Insurance Mistakes That Could Cost You

Avoid these car insurance mistakes when picking your policy. 

The cost of car insurance is a major expense for most people, and rising rates often seem unavoidable. However, an increase in your car insurance premium can sometimes be avoided. More often than not, simple errors when purchasing car insurance can wind up to you paying more out each month. Car insurance is not a one-size-fits-all proposition.

Avoid making these car insurance mistakes to get the best car insurance for your needs at the best price for your budget!

Mistake #1: Landing a Traffic Ticket

Tickets are one of the most common reasons that insurance rates go up. Many different traffic violations, such as speeding, running red lights, and careless driving can be responsible for an increase. If that wasn’t enough, it takes three years before you stop paying for that ticket. The smartest way to get around the fines and extra hassle? Follow the rules of the road at all times.

Mistake #2: Not Knowing the Basics

At the minimum, know how much coverage your state requires, how much you can afford for monthly premiums, and how much you can afford to pay out of pocket for a deductible. These three findings will help you to secure the right level of coverage for your budget. Do a bit of research now to save time and money later on down the road!

Mistake #3: Keeping It Quiet

It may save you money in the short-term to keep quiet about things like a new driver or to not mention a ticket when you shop for quotes. However, in the long run, it could cost you even more. Insurance may decide to back-charge you for the new driver, or worse, drop you from coverage. More often than not, they’re going to find out anyway, so in this case, honesty really is the best policy.

Keep your rates as affordable as possible by being careful to avoid these car insurance mistakes! If you are unsure what coverage and rate is best for your needs, visit the experts at Mayer Insurance for the right auto insurance for you!

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