Prevent Frozen Pipes in Your Home with These Tips

Prevent Frozen Pipes

Winter is still here – and it can wreak havoc on homeowners’ pipes.

Even though the sun is making an appearance now and again, the signs of winter are ever-present in Minnesota. With that said, it is important to ensure that our homes are protected from the snow, ice, and freezing temperatures that happen far too often at this time of year.

When water freezes, it expands by about 9 percent. This causes increased pressure in your home’s pipes, which can lead to pipes cracking and bursting. Horrifyingly, a 1/8-inch crack in a pipe can spew up to 250 gallons of water a day, causing significant damage. Water damage caused by frozen pipes can be one of the most destructive problems a homeowner can face. When pipes bursts, damage can happen very quickly and will continue to worsen until the problem is isolated. The good news is that homeowners insurance can help you to recover from these damages.

If a small crack in a water pipe caused slow leakage, the resulting damage might not be covered. However, coverage can include:

  • The cost to access the broken pipe, such as tearing out a wall or ceiling.
  • Necessary repairs or replacement for any damaged property such as drying out wet carpets or replacing destroyed furniture or electronics.
  • The cost to repair and restore the wall once the pipe has been fixed.
  • If the damage is so extensive and you cannot stay in the home, your insurance company may help you with these additional living expenses.

The best way to prevent frozen pipes is easier and cheaper than fixing the damage that they cause.

  • Protect outdoor water sources – Remove garden hoses from outdoor water faucets. Facets are unable to drain properly when a hose is attached, which can lead to faucets freezing and breaking. Faucet covers are inexpensive, easy to install, and can be reused year after year. If your home has a water shut-off valve, turn off the water and drain pipes before installing faucet covers.
  • Insulate outdoor pipes – Cover the pipes in crawlspaces, attics, and on the exterior walls of the home in thick insulation. Use snap-on foam insulation or UL-approved heat tape.
  • Turn up the heat – Keep your home heated to 55 degrees or higher, even if you are sleeping or away from home. Open the kitchen and bathroom cabinet doors to allow warm air to circulate the plumbing.
  • Leave water running – Turn on hot and cold faucets near the exterior walls of your home and allow it to drip overnight. This is said to keep water moving through your pipes and relieve the pressure should they freeze.

So that you have the necessary coverage for your home, visit the professionals at Mayer Insurance who can help to secure reliable homeowners insurance in Apple Valley, Minnesota, and beyond.