What to Do After a Car Accident

Step-by-step advice for handling an auto accident.

Getting in a car accident, no matter how minor, is an unpleasant experience for all. Not only is it frightening, but the aftermath of it is no better. Do not wait to Google how to handle a car accident after it already happens – know what to do beforehand!

If you are involved in a traffic collision, try to remain calm, and follow these steps:

Safety comes first. Drivers involved in minor accidents should move cars to the side of the road and out of the way of oncoming traffic. If anyone is injured, call 911 immediately. Otherwise, call the police or fire department to report your accident. Turn on your hazard lights and set out cones, flares, or warning triangles if possible.

Keep an emergency kit in your glove compartment. Drivers should carry a cell phone, as well as a pen and paper for taking notes. If there are minor injuries, you can pull out your emergency kit!

Exchange information. Jot down information, such as the other driver’s name, address, phone number, driver’s license number, and license plate number. If there is any damage done to the cars, take photos on your phone. Do not leave the accident scene until it is appropriate to do so.

File an accident report. Once the police are on the scene, ask for a copy of the report, and take down the officer’s names.

Call your auto insurer. The whole insurance process is smoother if you know the details of your coverage. Don’t wait until after an accident to find out that your policy does not automatically cover costs for towing or a replacement rental car. Let your insurer know that you have been involved in an accident and follow the policy procedure.

Make sure that your company has your version of what happened and check your policy for your deductible limits. Work with a company that is dedicated to securing the quality auto insurance that you and your vehicle need and deserve. Contact the professionals at Mayer Insurance, serving Apple Valley and neighboring cities in Minnesota.